, BAY HARBOR ISLANDS, FL, 33154
Active113 days on marketListed Apr 13, 2026MLS #A12000122
About this home
Step into the pinnacle of luxury living with this brand-new, never-lived-in masterpiece at La Baia South. This sprawling 4,565 sq. ft. corner flr-thu residence offers 7 BR's + den, 7.5 baths & breathtaking triple exposures w/ both direct bay & glittering city views. From the moment you enter, you're greeted by an abundance of natural light pouring thru oversized, soundproof hurricane impact windows, creating a serene & private escape. The sleek, modern interior features stunning wood flrs & an open-concept layout that flows effortlessly through the double living / dining, and entertaining areas. At the heart of the home, the chef’s kitchen dazzles with premium Miele appliances, a spacious island, breakfast bar, butler’s pantry, two laundry rooms and impeccable top-tier finishes. Step outside to your private wraparound terraces—a haven for relaxation or entertaining—where you'll soak in panoramic views of the bay as well as city skyline. To top it off, this residence includes two storage units and an impressive 4 parking spaces, rare for this area!. La Baia South is a haven of world-class amenities designed to elevate your lifestyle. Enjoy a lounge/party room, a state-of-the-art fitness center, a breezeway for outdoor yoga & meditation & the convenience of F/T concierge & doorman services. Unwind in the rooftop heated pool & hot tub, and savor the lush common outdoor spaces, including a garden, two BBQ areas, childrend's splash area and more!. Furniture included!
Facts & features
The home at a glance
7
Bedrooms
7.5
Bathrooms
4,565
Sqft
4
Garage
2026
Year built
$1,369
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$44,590 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$50,320/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bay Harbor Islands actives
$1,369 vs $932
Days on market
113 vs 85 typical
Where $1,369/sqft sits among the 156 Bay Harbor Islands actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Harbor Islands
Get to know Bay Harbor Islands. See the full Bay Harbor Islands guide →
BAY HARBOR ISLANDS 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bay Harbor Islands market
$1.5M → $910K
Bay Harbor Islands median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
8 of 156
Bay Harbor Islands actives have cut their price
This home is listed 1691% above the BAY HARBOR ISLANDS 33154 median. See the full Bay Harbor Islands market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Brianna Holyszko
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Brianna's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $44,590/mo — principal and interest, estimated property taxes, the $8,362/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $8,362 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bay Harbor Islands?+
At $6,250,000, this home is listed about 285% above the Bay Harbor Islands median of $1,624,500. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$6,250,000 runs 1691% above the BAY HARBOR ISLANDS 33154 median — but at 4,565 sqft it's also nearly 3 times the size of the typical Bay Harbor Islands listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $8,362/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $6,825,000, now $6,250,000 — a $575K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
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Listing courtesy of Compass Florida, LLC · Allen Davoudpour. MLS #A12000122.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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