
94 N BEACH STREET, ORMOND BEACH, FL, 32174
Active0 days on marketListed Aug 11, 2026MLS #FC320604
About this home
94 N BEACH STREET
A truly remarkable custom coastal farmhouse sits high above the Halifax River on a beautiful, oak-shaded parcel just one block from trendy West Granada Boulevard. Built in 1998, this five-bedroom, four-and-a-half-bath pool home was thoughtfully designed to blend seamlessly with the century-old neighboring estates that define this historic stretch of waterfront. A long driveway of herringbone pavers winds upward to an elevated brick front porch, where French doors open into gracious living spaces featuring soaring volume ceilings and wide-plank Georgia heart-pine floors. The grand poolside living room flows into a waterfront island kitchen outfitted with high-end appliances, custom solid-wood cabinetry, and a dramatic wood-burning fireplace as its centerpiece. The generous riverfront dining room captures sweeping water views through a wall of glass framed by beautiful Andersen windows. On the ground floor, a private guest suite with its own bath overlooks the pool and gardens and sits adjacent to a handsome library/home office. Upstairs, three gracious bedrooms and two baths include a spectacular waterfront primary suite with vaulted ceilings, a riverfront sitting room, and an expansive walk-in closet with custom built-ins. The primary bath leaves nothing to be desired—natural light pours in through plantation shutters onto dual vanities, a spacious glass-enclosed shower, a water closet, and a freestanding soaking tub. A third-floor suite, reached by its own staircase and complete with a private bath, offers the perfect private retreat. Outdoor living spaces invite year-round enjoyment. A covered and screened porch with tongue-and-groove ceilings and a brick floor overlooks the pool and gardens, functioning as an open-air living room. The private pool provides the ideal place to cool off after a day on the water, surrounded by ample patio space for sunbathing. Tucked behind the neighboring property, a secluded alcove extends the back lawn with a hardscaped paver deck centered on a custom firepit—perfect for stargazing on cool evenings. The detached two-car garage, accessed via a deeded easement off Highland Avenue, easily accommodates large vehicles and includes a generous workshop/storage area. A covered boathouse with a lift and spacious deck offers the perfect spot to relax or fish right from home. The location is second to none. Fine dining, casual tiki bars, a charming coffee shop, boutique shopping, and art galleries are all just steps from the front porch—walkability at its absolute best.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,718
Sqft
0.69 ac
Lot size
2
Garage
1998
Year built
Three Or More
Levels
$498
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,730 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,730/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$498 vs $235
Days on market
0 vs 51 typical
Where $498/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
215 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 363% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 94 N BEACH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$290,000
27 LINCOLN AVENUE · same community
2 bd · 1.5 ba · 1,289 sqft · $225/sqft · 29 DOM
Sold · Oct ’25$400,000
370 S CENTER STREET
4 bd · 2.5 ba · 3,274 sqft · $122/sqft · 129 DOM
Sold · Mar ’26$940,000
236 S BEACH STREET
4 bd · 4 ba · 3,135 sqft · $300/sqft · 208 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Brianna Holyszko
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 94 N BEACH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 94 N BEACH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Brianna's phone and CRM.
Straight answers
94 N BEACH STREET FAQs
What would the monthly payment be for 94 N BEACH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,730/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 94 N BEACH STREET?+
The most recent tax bill on record (2025) was $10,730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $1,850,000, this home is listed about 330% above the Ormond Beach median of $429,995. The market section on this page shows how the area is trending.
Which schools are assigned to 94 N BEACH STREET?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,850,000 runs 363% above the ORMOND BEACH 32174 median — but at 3,718 sqft it's also nearly twice the size of the typical Ormond Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Ormond Beach market that averages 51 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Ryan Adams. MLS #FC320604.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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