433 S PAULA DRIVE UNIT 28, DUNEDIN, FL, 34698
Active2 days on marketListed Aug 7, 2026MLS #TB8524081
About this home
433 S PAULA DRIVE UNIT 28
Experience the Florida lifestyle in this bright and inviting waterfront townhome ideally located just off the Dunedin Causeway (Curlew Road). Enjoy easy access to Honeymoon Island State Park with its beautiful beautiful sand beaches, nature trails, pavilions, playgrounds, and dog beach. Take the ferry to Caladesi Island, recognized as one of Florida's most beautiful beaches. Residents enjoy a highly walkable location near restaurants, grocery stores, pharmacies, banks, fitness centers, a brand-new marina with floating docks, fish markets, galleries, waterfront parks, thrift shops, and many other conveniences. You can walk to the Pinellas Trail stretches from St. Pete Beach to the famous sponge docks of Tarpon Springs and provides a scenic ride to charming downtown Dunedin in approximately 10 minutes, where you'll find award-winning restaurants, breweries, art shows, boutiques, and year-round community events. This spacious townhome features: Two primary suites, each with a private en-suite bathroom and wall-to-wall closets; Updated kitchen with stainless steel appliances and tile flooring; Convenient laundry room adjacent to the kitchen; Comfortable living room with a wood-burning fireplace; Fully renovated waterside balcony/porch (2025) featuring resealed concrete, upgraded stainless steel cable railings; Beautiful canal views with glimpses of the Gulf of Mexico and opportunities to spot dolphins and manatees; New rear staircase providing direct canal access. Community amenities include: Renovated clubhouse (currently being updated) featuring a meeting room, kitchen, bathrooms, and pool and bixby tables; Gated heated swimming pool with two access gate; Shuffleboard court; Umbrellas, tables, chairs, lounge seating, and gas grill for entertaining family and friends; Elevator conveniently located between the two buildings ; Kayak storage rack and ladder access to the Gulf; Additional storage units on the south side of the community (first come, first served for kayak and storage); One assigned covered carport with private storage for each owner; Additional parking available for residents' second vehicles and guest; Conveniently located near both Tampa International Airport and St. Pete-Clearwater International Airport. This waterfront community offers the perfect combination of coastal beauty, recreation, and everyday convenience. Come discover why Dunedin is one of Florida's most sought-after coastal communities.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,290
Sqft
0 ac
Lot size
1975
Year built
Two
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,832 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,832/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.4%
$/sqft vs Dunedin actives
$271 vs $300
Days on market
2 vs 45 typical
Where $271/sqft sits among the 251 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
146 of 251
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 433 S PAULA DRIVE UNIT 28
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$200,000
433 S PAULA DRIVE UNIT 21 · same community
2 bd · 2.5 ba · 1,290 sqft · $155/sqft · 69 DOM
Sold · Jul ’26$655,000
433 S PAULA DRIVE UNIT 31 · same community
3 bd · 2.5 ba · 1,755 sqft · $373/sqft · 124 DOM
Sold · Mar ’26$580,000
433 S PAULA DRIVE UNIT 34 · same community
2 bd · 2.5 ba · 1,755 sqft · $330/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Brianna Holyszko
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 433 S PAULA DRIVE UNIT 28 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 433 S PAULA DRIVE UNIT 28 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Brianna's phone and CRM.
Straight answers
433 S PAULA DRIVE UNIT 28 FAQs
What would the monthly payment be for 433 S PAULA DRIVE UNIT 28?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,832/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 433 S PAULA DRIVE UNIT 28?+
The most recent tax bill on record (2025) was $5,485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 433 S PAULA DRIVE UNIT 28?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $350,000, this home is listed about 11% below the Dunedin median of $395,450. The market section on this page shows how the area is trending.
Which schools are assigned to 433 S PAULA DRIVE UNIT 28?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Fresh on the market
Only 2 days on market in a Dunedin market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SUNCOAST SHORES REALTY · Wendy Hoffman. MLS #TB8524081.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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