22861 STERLING MANOR LOOP, LUTZ, FL, 33549
Active0 days on marketListed Aug 7, 2026MLS #TB8536464
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About this home
22861 STERLING MANOR LOOP
Modern updates meet classic Florida living in this meticulously maintained 3-bedroom, 2-bathroom pool home in desirable Lutz. Step inside to find stylish luxury vinyl plank flooring and a bright, refreshed kitchen featuring crisp white cabinetry, quartz countertops, and a flowing open floor plan designed for easy everyday living and entertaining. Both bathrooms have been thoughtfully modernized with walk-in showers and lighted mirrors, while plantation shutters, LED lighting, and updated systems deliver comfort, privacy, and efficiency throughout. Outside, a large sparkling pool and spacious screened patio create your own private resort for year-round outdoor living and gatherings, complemented by a generous yard and convenient storage shed. New Super Gutters have been installed around the pool deck and tie into the gutters at the front of the home for improved water management. This home is conveniently located near highly rated public schools, Lake Park, Brooker Creek Nature Preserve, Publix, Aldi, Target, and the Tampa Premium Outlets. Quick access to St. Joseph’s Hospital-North, Tampa International Airport, Downtown Tampa, and the Riverwalk adds to the convenience of the location. A true must-see that seamlessly blends modern updates with the best of Florida outdoor living. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,795
Sqft
0.21 ac
Lot size
2
Garage
1994
Year built
One
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,998 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,998/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.4%
Days on market
0 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $548K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Brianna Holyszko
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 22861 STERLING MANOR LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22861 STERLING MANOR LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Brianna's phone and CRM.
Straight answers
22861 STERLING MANOR LOOP FAQs
What would the monthly payment be for 22861 STERLING MANOR LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,998/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 22861 STERLING MANOR LOOP?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 22861 STERLING MANOR LOOP?+
The most recent tax bill on record (2025) was $5,944. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 22861 STERLING MANOR LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $519,000, this home is listed about 5% above the Lutz median of $492,000. The market section on this page shows how the area is trending.
Which schools are assigned to 22861 STERLING MANOR LOOP?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Fresh on the market
Listed today in a Lutz market that averages 43 — if it fits, move quickly.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of THE RAND WILSON GROUP · Tammy Mack. MLS #TB8536464.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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